Interfund Transfer 12/01 for 12/02/04

[tsptalk]

I am getting aggressive for December going to 75% S, 25% I fund for a few days effective Thursday (making interfund transfer this morning). I will likelyback off a little next week.

See today's market comments (www.tsptalk.com/comments.html (http://www.tsptalk.com/comments.html)) for details.

[Mike]

That's the same allocation I'll have if I move back into the market today (I left 25% in the I fund when I sold on Friday). However, I'm going to wait 'til morning to see if some red arrows materialize before committing to the move.

Having the same allocation as you makes me feel exposed... like I'm naked somehow. :shock:

[Spaf]

Yea! I'm kind of feeling that same draft too! Maybe it's time to fold them! Maybe hold them! We could win, but until we see the other card, it's anyone's bet!

So far, actual market action has been disappointing!

But, who knows, there is always tomorrow!

Rgds, and be careful! :) Spaf

[Mike]

Foreign markets are up thus far, averaging about 0.5% - if that materializes in the EAFE, the I fund will basically gain back what it lost yesterday.

S&P plus Nasdaq futures are up a bit as well.

We'll see what happens after the US markets open. If it's all green, I'm holding back.

[tsptalk]

I still expect a chop. I doubt we go straight up. If we did, I'd be worried too. I liked that we had a couple of weak days.It's almost like the market is followingour plan. That's scary too. :shock:

[smedlap]

Dollar adjusted, the I fund lost just a little more than the C fund yesterday. It adjusted from a -0.67% to -0.54% down. I'm watching mfg today and employment on Friday. I expect both to be positive and drive all 3 stock funds up. Then the pullback. But - a day at a time!

Thanks Tom for that fighting spirit.:^

[Mike]

An oil inventory report comes out in an hour - that will likely set the tone in our markets today.

[smedlap]

My, my, my! I can hardly wait for the Friday's employment report. Good luck all!

[Dakota]

reports look good for the rest of the week, I'll have to spread my wings and fly. I'm stuck at 33 33 34 c,s,I till monday. actually we've all done pretty well this year the way things were so choppy. Thanks to the thoughts and explainations of the ones who have put the time in and the info out. all ya'll THANKS

[Rod]

Hey Tom, in today's comments you stated:


I recently pulled ahead of the S&P 500 but I am still trailing the diversified account by 1% for the year.

I bet you're not trailing much anymore, are ya???:D

[tsptalk]

Rod wrote:
Hey Tom, in today's comments you stated:
I recently pulled ahead of the S&P 500 but I am still trailing the diversified account by 1% for the year.
I bet you're not trailing much anymore, are ya???:D

Actually, it was a little bitter sweet today. Because I had 25% in the G fund, I fell slightly behind the S&P 500 again. I picked up about 1/4% on the the diversified though.

Someone remind me why I didn't get aggressive on December 1st instead of December 2nd? It's hard to complain on a day like today but, a day late and25% short. ;)

[Mike]

Better than 75% short. :shock:

[Rod]

Hey Tom, just an observation... on the Market Comments you have the C Fund gaining .21 when it actually gained .19

God Bless:^

[JSRoss01]

Tom



What is the plan for Friday, Are you staying 75%S 25%I?

[Rod]

Tom, I have a question pertaining to those DEC stats you posted somewhere in here- Dec Up Days, Down Days, etc... I did see them, but I have questions about them.

1. Are those calendar or trading days?

2. If calendar, are they from last Dec? (because the 4, 11, and 18 are on Saturday this year)

3. If trading, why are there days higher than 22 since there are only 22 trading days in Dec?

Thanx for clearing it up for me.

[tsptalk]

Rod wrote:
Hey Tom, just an observation... on the Market Comments you have the C Fund gaining .21 when it actually gained .19

God Bless:^

Thanks! It's that new math that threw me. :dah:

[tsptalk]

Rod wrote:
Tom, I have a question pertaining to those DEC stats you posted somewhere in here- Dec Up Days, Down Days, etc... I did see them, but I have questions about them.

1. Are those calendar or trading days?

2. If calendar, are they from last Dec? (because the 4, 11, and 18 are on Saturday this year)

3. If trading, why are there days higher than 22 since there are only 22 trading days in Dec?

Thanx for clearing it up for me.

Those are calandar days so there won't be a 4th, 11th or 18th this year.

(Rod is referring to the stats of each calendar day...

December Up days: 1, 4, 6, 9, 16, 17, 18, 21, 22, 24, 26, 27, 29, 30, 31
Down days: 8, 11, 14, 15, 20, 23
Most positive: 4, 16, 21, 24, 26, 30, 31
Most negative: 11, 14, 20

and not the trading day chart on the market comments page.

[Rod]

tsptalk wrote:

Those are calandar days so there won't be a 4th, 11th or 18th this year.

(Rod is referring to the stats of each calendar day...

December Up days: 1, 4, 6, 9, 16, 17, 18, 21, 22, 24, 26, 27, 29, 30, 31
Down days: 8, 11, 14, 15, 20, 23
Most positive: 4, 16, 21, 24, 26, 30, 31
Most negative: 11, 14, 20

and not the trading day chart on the market comments page.
Thanx Tom. So those are from last year, correct?

[tsptalk]

Rod wrote:
So those are from last year, correct?

No, that's the 54 year average (1950-2003).

[Rod]

tsptalk wrote:
Rod wrote:
So those are from last year, correct?

No, that's the 54 year average (1950-2003).
Gotcha!:^ I guess it would be alot clearer if it were in trading days instead of calendar. That's what confused me.:D

BUT, I can get that on the graph in your market comments.

Thanx for clearing that up for me.:)

[puertorico]

what in the menu for tomorow :D
If today is green again.
May I will go from 100 % stock to 50% stock for friday..:)
But if down tomorro will be good to be in.:?

Thinking about it :cool:

[richrob3]

Hi there, I am new to this website but so far I am really enjoying it. I do have a question though. I am 48 yrs old and plan on staying with the government till I'm 57 at which time I will be forced to retire. I have been investing in my TSP for 14 yrs now, the funds have grown to approx. 165K. I am presently investing 10%F, 50%C, 20%S, and 20%I. I would like to maximize my opportunity for growth, and really would like some suggestions. I noticed on one of your pages you show daily allocations for each fund. Is that what you are recommending that we do? Please give me some guidance.

thank you,

rich :#

[smine]

Welcome! I think Tom will tell you straight up that he doesn't recommend anything. The archives are really good for educating yourself on the topic of TSP. Many of us are learning; several members are really good with experience in finance matters. If you gain some knowledge about your money, the funds and how it is invested you are better off than we all were years ago! :^The goal is to preserve your money and maximize your earnings. Again, welcome.

[JSRoss01]

Thinking of Going 50%I 25%S 25%C anyone have any suggestions?

[richrob3]

Your allocations sound good. I'm doing the same. :dude:

[Chips]

Hi All, Been down in CA all last week, Glad I stayed where I was and will stick with 10c, 70s, and 20i. It has been very good to me :D
Have a great week-end.

Athan

[tsptalk]

richrob3 wrote:
Hi there,
Welcome Rochrob3! Thanks for joining us. Smine was right, I try not to call it a "recommendation" as we are all in different situation with different time frames and threshholds for pain.

What I do is tell everyone exactly what I am doing and why. Most people seem to take that and decide what would be best for them. Some are more aggressive. Some less. The discussions for the different allocations triggers great discussions and we all learn from the experience.

Hope you stick araound, ask questions andshare your ideas.

Thanks,
Tom